CFO
Thomas is a seasoned financial professional and CFA Charterholder with extensive expertise in specialty finance, capital markets, and complex structured finance. Throughout his career, he has developed a deep proficiency in managing warehouse facilities, corporate treasury functions, and securitization programs (ABS).
Before stepping into executive leadership, Tom built a strong foundation in capital markets and treasury operations. He served as Director of Capital Markets for Regional Management Corp and Skopos Financial, where he was instrumental in overseeing large-scale financial structures and portfolio performance. Most recently, he served as Vice President of Specialty Finance at Revere Capital, further honing his expertise in private credit and subprime lending markets.
In April 2026, Tom was appointed Chief Financial Officer of 1803 Capital / Edge Financial Services. In this role, he is a key architect of the Company’s financial transformation and the "Edge 2.0" initiative. His leadership is focused on optimizing the Company’s cost of funds, managing warehouse credit facilities and future term ABS issuances, and supporting the expansion of a comprehensive, dealer-centric ecosystem that includes point-of-sale indirect originations and portfolio acquisitions.
The automotive finance market requires more than funding. It requires discipline, structure, market knowledge, and a clear understanding of how dealerships, lenders, and borrowers interact. Success in this space depends on aligning capital with operational execution. It also requires the ability to adapt to changing market conditions while maintaining consistent underwriting standards.
1803 Capital brings a focused approach to automotive finance by combining coporate capital strategy with practical industry experience. Our model is designed to create value across the lending lifecycle–from origination and servicing to portfolio acquisition and credit facility support.
We prioritize long-term partnerships that support sustainable growth for our clients. Our approach is built to deliver both stability and scalablity in a dynamic financial environment.
Whethern you are selling an auto loan portfolio, exploring future dealer credit facilities, or learning more about the company behind Edge Financial Services, 1803 Capital is built to support the evolving needs to the automotive finance market.
Our team works closely with partners to understand their unique objectives and deliver tailored financial solutions that align with long-term growth strategies. By combining indsutry expertise with a discplined approach to capital deployment, we help clients navigate complex financial decisions with clarity and confidence.
As the automotive finance landscape continues to evolve, 1803 Capital remains committed to innovation, transparency, and strong partnerships. We aim to be a trusted resource for dealers and finance companies seeking reliable capital solutions and strategic support in a dynamic market.